{"id":2441,"date":"2021-12-02T11:56:50","date_gmt":"2021-12-02T04:56:50","guid":{"rendered":"https:\/\/smkmuh1cilacap.id\/?p=2441"},"modified":"2021-12-02T11:56:50","modified_gmt":"2021-12-02T04:56:50","slug":"pengertian-perbankan-syariah","status":"publish","type":"post","link":"https:\/\/smkmuh1cilacap.com\/?p=2441","title":{"rendered":"Pengertian Perbankan Syariah"},"content":{"rendered":"\n<p><strong>Perbankan syariah<\/strong>&nbsp;atau&nbsp;<strong>perbankan Islam<\/strong>&nbsp;(<a href=\"https:\/\/id.wikipedia.org\/wiki\/Bahasa_Arab\">Arab<\/a>:&nbsp;<strong>\u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629<\/strong>,&nbsp;<em>al-Mashrafiyah al-Islamiyah<\/em>) adalah suatu sistem&nbsp;<a href=\"https:\/\/id.wikipedia.org\/wiki\/Bank\">perbankan<\/a>&nbsp;yang pelaksanaannya berdasarkan&nbsp;<a href=\"https:\/\/id.wikipedia.org\/wiki\/Syariat_Islam\">syariat Islam<\/a>. Pembentukan sistem ini berdasarkan adanya larangan dalam&nbsp;<a href=\"https:\/\/id.wikipedia.org\/wiki\/Agama_Islam\">agama Islam<\/a>&nbsp;untuk meminjamkan atau memungut&nbsp;<a href=\"https:\/\/id.wikipedia.org\/wiki\/Pinjaman\">pinjaman<\/a>&nbsp;dengan mengenakan&nbsp;<a href=\"https:\/\/id.wikipedia.org\/wiki\/Suku_bunga\">suku bunga<\/a>&nbsp;yang berisfat&nbsp;<a href=\"https:\/\/id.wikipedia.org\/wiki\/Riba\">riba<\/a>, serta larangan untuk ber<a href=\"https:\/\/id.wikipedia.org\/wiki\/Investasi\">investasi<\/a>&nbsp;pada usaha-usaha yang bersifat&nbsp;<a href=\"https:\/\/id.wikipedia.org\/wiki\/Haram\">haram<\/a>. Sistem&nbsp;<a href=\"https:\/\/id.wikipedia.org\/wiki\/Perbankan\">perbankan konvensional<\/a>&nbsp;tidak dapat menjamin absennya hal-hal tersebut dalam investasinya, misalnya dalam usaha yang berkaitan dengan&nbsp;<a href=\"https:\/\/id.wikipedia.org\/wiki\/Produksi\">produksi<\/a>&nbsp;makanan atau minuman haram, usaha media atau hiburan yang tidak Islami, dan lain-lain.<\/p>\n\n\n\n<p>Meskipun prinsip-prinsip tersebut mungkin telah diterapkan dalam sejarah perekonomian Islam, namun baru pada akhir abad ke-20 mulai berdiri bank-bank Islam yang menerapkannya bagi lembaga-lembaga\u00a0<a href=\"https:\/\/id.wikipedia.org\/wiki\/Komersial\">komersial<\/a>\u00a0<a href=\"https:\/\/id.wikipedia.org\/wiki\/Swasta\">swasta<\/a>\u00a0atau semi-swasta dalam komunitas\u00a0<a href=\"https:\/\/id.wikipedia.org\/wiki\/Muslim\">muslim<\/a>\u00a0di dunia.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Perbankan syariah&nbsp;atau&nbsp;perbankan Islam&nbsp;(Arab:&nbsp;\u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0627\u0644\u0625\u0633\u0644\u0627\u0645\u064a\u0629,&nbsp;al-Mashrafiyah al-Islamiyah) adalah suatu sistem&nbsp;perbankan&nbsp;yang pelaksanaannya berdasarkan&nbsp;syariat Islam. Pembentukan sistem ini berdasarkan adanya larangan dalam&nbsp;agama Islam&nbsp;untuk meminjamkan atau memungut&nbsp;pinjaman&nbsp;dengan mengenakan&nbsp;suku bunga&nbsp;yang berisfat&nbsp;riba, serta larangan untuk berinvestasi&nbsp;pada usaha-usaha yang bersifat&nbsp;haram. Sistem&nbsp;perbankan konvensional&nbsp;tidak dapat menjamin absennya hal-hal tersebut dalam investasinya, misalnya dalam usaha yang berkaitan dengan&nbsp;produksi&nbsp;makanan atau minuman haram, usaha media atau hiburan yang [&hellip;]<\/p>\n","protected":false},"author":33,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1,5],"tags":[],"class_list":["post-2441","post","type-post","status-publish","format-standard","hentry","category-informasi","category-pbs"],"_links":{"self":[{"href":"https:\/\/smkmuh1cilacap.com\/index.php?rest_route=\/wp\/v2\/posts\/2441","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/smkmuh1cilacap.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/smkmuh1cilacap.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/smkmuh1cilacap.com\/index.php?rest_route=\/wp\/v2\/users\/33"}],"replies":[{"embeddable":true,"href":"https:\/\/smkmuh1cilacap.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=2441"}],"version-history":[{"count":0,"href":"https:\/\/smkmuh1cilacap.com\/index.php?rest_route=\/wp\/v2\/posts\/2441\/revisions"}],"wp:attachment":[{"href":"https:\/\/smkmuh1cilacap.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=2441"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/smkmuh1cilacap.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=2441"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/smkmuh1cilacap.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=2441"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}